Note 44 Non-current liabilities

Interest-bearing debt

€ million

2025

2024

Carrying amount as at 1 January

3,873

4,038

     

Movements

   

New loans

1,433

2,391

Loans repaid

-439

-2,556

Received deposits

-

-

Total

994

-165

     

Carrying amount as at 31 December

4,867

3,873

Long-term loans including the current portion

 

Effective interest rate

Short-term portion

Long-term portion

€ million

2025

2024

2025

2024

2025

2024

Subordinated loans

2.5%

2.5%

-

-

641

640

Private and green loans

2.9%

1.4%

-

1

300

300

Euro Medium Term Notes

2.3%

2.3%

300

-

3,626

2,932

Euro Commercial Paper

0,0%

0,0%

-

-

-

-

             

Carrying amount as at 31 December

   

300

1

4,567

3,872

Subordinated loans

These loans have been made available by shareholders. They are subordinated to all other liabilities.

Maturities of interest-bearing debt

€ million

2025

2024

Less than 1 year

300

1

Between 1 and 2 years

499

300

Between 2 and 3 years

529

498

Between 3 and 4 years

9

528

Between 4 and 5 years

499

9

Over 5 years

3,031

2,537

     

Carrying amount as at 31 December

4,867

3,873